Underwriting
Underwriting is a set of guidelines that insurance companies use when processing an application that determines the appropriate rate class of the prospective insured and can then define the appropriate premiums for the life insurance policy.
A 75-year old male owned three fixed UL policies with combined coverage of $3,308,000. The total cash value in all policies is $900,000. All polices were scheduled to lapse at age 88. His father is 99 so he was concerned about longevity. View Savings
Free No-Obligation Policy Evaluation Program
Independent expertise to provide you with an unbiased examination of your current policies to help you find better options for maximizing your premiums.
The leading independent insurance brokerage that specializes in working with mature individuals and families in the upper income bracket - so their clients can maximize their premiums and protect the heirs to their estate.
