Rate Class
The classification assigned to the prospective insured during the underwriting process that indicates what premiums she or he will pay for their life insurance coverage.
A 75-year old male owned three fixed UL policies with combined coverage of $3,308,000. The total cash value in all policies is $900,000. All polices were scheduled to lapse at age 88. His father is 99 so he was concerned about longevity. View Savings
Free No-Obligation Policy Evaluation Program
Independent expertise to provide you with an unbiased examination of your current policies to help you find better options for maximizing your premiums.
The leading independent insurance brokerage that specializes in working with mature individuals and families in the upper income bracket - so their clients can maximize their premiums and protect the heirs to their estate.
